What Do You Do If You Have Been In A Car Accident In New York?
If you live in the New York metropolitan area and drive a car, you probably see car accidents, or crashed cars on the side of the road, every day.
New York streets are crowded and filled with speeding, texting, distracted and dangerous drivers.
The next victim of an automobile accident could be you. So the question is: “What do you do if you get into an automobile accident?”
The first thing you should do is call 911 immediately. Make sure that the police arrive at the scene of an accident. Whether you believe you have been in a small accident or a large accident, a police accident report is one of the most important documents that you can possess. The police report of MV-104 states the names of the parties involved in the accident, the makes and models of the cars involved in the accident and the insurance companies for both parties.
As soon as possible, you should take photographs of the damage to your vehicle, as well as the damage to the other person’s vehicle. This is necessary to preserve the evidence of the collision. Don’t rely on your insurance company or the insurance company of the other driver to preserve this evidence.
Next, if you feel that you are injured, you should immediately seek medical attention. Calling an ambulance is very important. if you have a broken bone, or other significant injuries, you need to have immediate medical documentation of those injuries. The sooner the better. The longer that you wait for medical attention the less likely a judge or a jury will believe that you were injured as a result of your car accident .
Then, you should also contact your own insurance company and inform them about the accident. If you are insured, you will have a No-Fault policy that will pay for up to $50,000 in medical bills if you are injured. You also need to fill out a No-Fault application called a NF-2,within 30 days of the accident. You will need to give this application to your automobile insurance company. In some circumstances, you will need to give this application to the insurance company of the driver of the car in which you were a passenger. You may also need to give the application to the automobile insurance company of the driver who caused your injuries. If you fail to fill out this information and send it to the automobile insurance company, they may cover your medical expenses.
You should contact a lawyer as soon as possible. Car accident cases can be complicated, and you need a lawyer to obtain important evidence and present your case.