Why You Should Not Talk To Insurance Adjusters
WHY YOU SHOULD NEVER TALK TO INSURANCE CLAIMS ADJUSTERS AFTER YOUR CAR ACCIDENT?
Immediately after your accident you will get a call from two claims adjusters–one from your automobile insurance company, and the second from the other driver’s insurance company. Both adjusters will tell you that you have to talk to them and have them record a statement…but should you? The answer is no.
The reason why you should not submit to a recorded statement is that you do not know the full extent of your injuries. Many injuries take a few days or week to develop. Sometimes, you can develop consequential injuries as a result of limping after an accident or overuse of a body part. For instance, if you injured your left knee as a result of a car accident and need a cane to move, you can put undue strain on your back. Moreover, the over-reliance on your right leg could cause an injury to your right knee. If you gave a statement to the claims adjuster immediately after the accident and only mentioned the left knee in a recorded statement and later claimed that your right knee and your back hurt, the recorded statement will be thrown back in your face and the defense counsel will make you seem like a liar to a jury. Remember, as a plaintiff (the person who initiated the lawsuit), the jury may already look at you as someone who is prone to lie.
Another reason why you do not want to give a recorded statement is that you may not know the full scope of what happened during the accident. Perhaps there was a multiple car collision and you do not know what car slammed into the car behind yours. Maybe you were unconcious as a result of the accident. The claims adjuster will ask you to guess as to the cause of injury and selectively record your statement as an assertion. This will be done to discredit your account of the accident and harm your case.