Why Motorcycle Accident Claims Are Different from Car Accident Cases in New York
May 16, 2025
Why Motorcycle Accident Claims Are Different from Car Accident Cases in New York
Motorcycle accidents present unique legal challenges that set them apart from typical car accident cases. At the
Law Offices of Jason B. Kessler, PC
, we provide legal support to the White Plains community and understand how these differences can affect the outcome of your claim. If you've been injured in a motorcycle crash, knowing how these cases differ is essential for protecting your rights and maximizing compensation.
Motorcyclists face significantly greater physical risks than drivers of passenger vehicles. Without the protective shell of a car, even low-speed collisions can lead to serious injuries such as traumatic brain injuries, spinal cord damage, fractures, and internal injuries. This increased risk of severe harm usually results in larger medical bills and longer recovery times, which in turn leads to higher potential compensation claims.
In New York, no-fault insurance laws apply to car accidents, meaning drivers typically turn to their own insurance providers for basic expenses regardless of fault. However, motorcyclists are excluded from these no-fault benefits . If you're injured on a motorcycle, you must pursue compensation directly from the at-fault party, which requires establishing liability through evidence and legal argument.
Another significant difference is the bias often held against motorcyclists . Insurance companies and even jurors may presume that the motorcyclist was driving recklessly. These biases can complicate the claims process and make it more difficult to recover fair compensation. A strong legal advocate can help counter these stereotypes by building a persuasive case with evidence, witness testimony, and expert input.
Motorcycle crashes are often caused by
road hazards
that wouldn’t affect cars—like potholes, gravel, or poor drainage. Determining liability may involve parties other than drivers, such as government agencies responsible for road maintenance. These added complexities require an attorney who is familiar with the specific mechanics and legal frameworks surrounding motorcycle accidents.
Because motorcycle injuries tend to be more severe, the financial stakes are higher . Medical costs, lost wages, long-term disability, and pain and suffering are often much greater than in a car accident case. This makes it even more important to work with a lawyer who knows how to properly value a motorcycle accident claim and fight for the full compensation you deserve.
At the
Law Offices of Jason B. Kessler, PC
, we understand the unique legal hurdles motorcycle accident victims face. Our team is dedicated to helping injured riders in White Plains navigate the claims process and recover what they’re owed. If you’ve been hurt in a motorcycle crash, reach out today for a consultation.
Higher Risk of Severe Injuries
Motorcyclists face significantly greater physical risks than drivers of passenger vehicles. Without the protective shell of a car, even low-speed collisions can lead to serious injuries such as traumatic brain injuries, spinal cord damage, fractures, and internal injuries. This increased risk of severe harm usually results in larger medical bills and longer recovery times, which in turn leads to higher potential compensation claims.
Different Insurance Rules Apply
In New York, no-fault insurance laws apply to car accidents, meaning drivers typically turn to their own insurance providers for basic expenses regardless of fault. However, motorcyclists are excluded from these no-fault benefits . If you're injured on a motorcycle, you must pursue compensation directly from the at-fault party, which requires establishing liability through evidence and legal argument.
Bias Against Motorcyclists
Another significant difference is the bias often held against motorcyclists . Insurance companies and even jurors may presume that the motorcyclist was driving recklessly. These biases can complicate the claims process and make it more difficult to recover fair compensation. A strong legal advocate can help counter these stereotypes by building a persuasive case with evidence, witness testimony, and expert input.
Complex Liability and Road Conditions
Greater Financial Stakes
Because motorcycle injuries tend to be more severe, the financial stakes are higher . Medical costs, lost wages, long-term disability, and pain and suffering are often much greater than in a car accident case. This makes it even more important to work with a lawyer who knows how to properly value a motorcycle accident claim and fight for the full compensation you deserve.
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